Mamta Banerjee, the chief minister of West Bengal, has introduced an innovative health-related scheme called Swasthya Sathi Scheme 2023. Swasthya Sathi Scheme 2023 aims to provide healthcare access to every citizen of West Bengal, especially those from underprivileged backgrounds.
The main aim of the Swasthya Sathi Scheme 2023 is to provide free, quality healthcare services to all citizens of West Bengal, regardless of their economic or social background. Aimed at providing better health care facilities to the people of West Bengal, this scheme will provide medical insurance coverage for up to 5 lakh rupees per family. This blog includes the eligibility criteria, required documents, and other important information that applicants need to know before filing their applications.
The WB Swasthya Sathi Card is a health insurance card issued by the West Bengal government in India. It was introduced in 2015 as a way to help lower and middle-income families access quality medical care at affordable prices. It provides coverage for medical expenses for the cardholder and their family.
It covers a wide range of treatments and procedures, including hospitalization, surgery, and diagnostic tests. The WB Swasthya Sathi Card is a great resource for those who need help affording medical care. The card is intended to provide access to affordable healthcare for the people of West Bengal. The cardholders will be able to avail of cashless treatment in impaneled hospitals.
Uses of the WB Swasthya Sathi Card
The WB Swasthya Sathi Card is used to provide access to affordable healthcare for the people of West Bengal, India.
- It is a health insurance card issued by the West Bengal government that covers a wide range of treatments and procedures, including hospitalization, surgery, and diagnostic tests.
- The card is free of charge, and it provides coverage for both inpatient and outpatient treatments, allowing individuals to access healthcare services at a much lower cost.
- In addition, the card also offers a wide range of discounts and benefits on medicines and lab tests, helping individuals save even more money when seeking treatment.
- By providing access to affordable healthcare, the WB Swasthya Sathi Card helps ensure that all citizens of West Bengal have access to quality healthcare regardless of their financial situation.
MUST-READ| RRC NWR Apprentice Recruitment 2023: When And Where To Apply & Criteria!
WB Swasthya Sathi Card 2023 Highlights
| Scheme | Swasthya Sathi Card |
| Introduced by | Mamtha Benerjee (Chief minister of WB) |
| Beneficiary | Residents of WB |
| Aims | Healthcare for everyone |
| Official website | CLICK HERE |
The cardholders will be able to avail themselves of cashless treatment in empaneled hospitals, which means that they will not have to pay for the treatment out of pocket and that the expenses will be directly billed to their insurance provider.
This will make it easier for people to access medical care, particularly for those who may not have the financial means to pay for treatment otherwise. Moreover, the WB Swasthya Sathi Card also provides coverage for pre-existing conditions, allowing individuals to receive treatment regardless of their prior health status.
With the introduction of the WB Swasthya Sathi Card, West Bengal has taken an important step forward in ensuring that all citizens have access to quality healthcare regardless of their financial means. The WB Swasthya Sathi Card is a great initiative that should be appreciated and applauded by all.
It will be beneficial for the economically weaker section, especially for the farmers, unorganized sector workers, and the people who are not covered under any other health scheme. Holders of the card will have access to a wide range of healthcare services, including primary and secondary care, hospitalization, laboratory services, and preventive care.
Furthermore, the card will provide holders with access to highly subsidized medicines and drugs. The card will also serve as a great incentive to motivate people to adopt healthy lifestyles and practices, as it will ensure that the holder has access to regular health check-ups.
The Pradhan Mantri Jan Arogya Yojana (PMJAY) health card will be a major step towards ensuring universal healthcare in India. The PMJAY health card will be an effective tool to combat various health issues that plague the Indian population, such as communicable diseases, maternal and child mortality, and non-communicable diseases.
WB Swasthya Sathi Card 2023: Main Features
| Health insurance coverage | provides financial protection to the cardholder in case of hospitalization. |
| Cashless treatment | Allows the cardholder to avail of medical treatment at designated hospitals without paying any cash |
| Smart card | The card stores the holder’s personal and insurance information and can be used as an insurance card. |
| Hospital network | The program has a network of hospitals with enrollment where cardholders can receive medical care. |
WB Swasthya Sathi Card 2023: Eligibility Criteria
The eligibility criteria for the West Bengal Swasthya Sathi card, which is a health insurance scheme provided by the government of West Bengal, India, vary depending on the type of card. Generally, the following criteria apply:
- For the BPL (Below Poverty Line) Swasthya Sathi card: Individuals or families who are listed as BPL in the BPL list of the government are eligible to apply for the card.
- For the AAY (Antyodaya Anna Yojana) Swasthya Sathi card: Individuals or families who are listed as AAY in the AAY list of the government are eligible to apply for the card.
- For the Janani Swasthya Sathi card: Women who are pregnant and belong to families that are eligible for the BPL or AAY schemes are eligible to apply for this card
- For the general Swasthya Sathi card: Any resident of West Bengal who is not covered under BPL or AAY is eligible to apply for the card.
To apply for a Swasthya Sathi card in West Bengal, the government has established three different eligibility criteria based on economic status.
MUST-READ| WBSCTE Diploma Result 2023: How To Apply, Selection Process, Eligibility Criteria!
WB Swasthya Sathi Card 2023: Required Documents
The required documents for applying for the West Bengal Swasthya Sathi card vary depending on the type of card you are applying for. However, the following documents are generally required:
- Proof of identity: A valid government-issued ID such as a voter ID, Aadhaar card, PAN card, passport, or driving license.
- Proof of residence: A valid document, such as a ration card, voter ID, or utility bill, that shows your current address.
- BPL/AAY certificate: If you are applying for a BPL or AAY Swasthya Sathi card, you will need to submit a copy of the BPL/AAY certificate issued by the government.
- Family details: You will need to provide details of your family members, such as their names, ages, and relationship with you.
- Income certificate: If you are applying for a general Swasthya Sathi card, you will need to submit an income certificate issued by the government.
It is important to note that the above information is subject to change and should be verified with the relevant authorities. They may ask for additional documents and you should have them ready in case they are needed.
Advantages of the WB Swasthya Sathi Card
- Affordable health insurance: The scheme provides insurance coverage to the citizens of West Bengal at an affordable cost.
- Cashless treatment: The cardholder can avail of medical treatment at designated hospitals without having to pay any cash.
- Easy access to medical facilities: The scheme has a network of impaneled hospitals where the cardholder can avail of medical treatment.
- Improved health outcomes: With access to medical facilities, the scheme aims to improve the health outcomes of the citizens of West Bengal.
- Reduced financial burden: The scheme reduces the financial burden on the cardholder in case of hospitalization.
- Increased transparency: The claims process is simple and transparent, with the option for online submission of claims.
- Wide eligibility: The scheme is open to all citizens of West Bengal, and the eligibility criteria vary based on different categories such as age, income, etc.
WB Swasthya Sathi Card 2023: Online Registration
- Visit the official website: Visit the official website of WB Swasthya Sathi to start the online registration process.
- Complete the registration form: Fill out the registration form with all the required personal and insurance-related information.
- Upload documents: Upload the required documents, such as identity proof, income proof, etc.
- Payment: Make the payment for the insurance premium through an online payment gateway.
- Submit: Submit the completed form and the required documents.
- Receive confirmation: Receive confirmation of the successful registration, along with the insurance card number.
- Print the card: Print the insurance card from the official website or collect it from the designated office.
MUST-READ| WBPSC Storekeeper Recruitment 2023: How To Apply, Selection Process, Eligibility Criteria!
The login procedure for WB Swasthya Sathi Card
- Visit the official website: Visit the official website of WB Swasthya Sathi to log in to your account.
- Click on the login button: Look for the login button on the website and click on it.
- Enter login credentials: Enter the required login credentials, such as the card number or the registered mobile number, and the password.
- Login: Click on the login button to access your account.
The process to check the registration status for WB Swasthya Sathi Card
- Visit the official website: Visit the official website of WB Swasthya Sathi to check the registration status.
- Look for the status check option: Look for the option to check the registration status on the website.
- Enter the required details: Enter the required details such as the card number, registered mobile number, or any other information as required.
- Check status: Submit the required details to check the status of your registration.
- Receive status information: Receive the status information, indicating whether the registration is complete, pending, or under process.
FAQs
Q1. How much money will be credited in a Swasthya Sathi card for a family?
Every family in West Bengal will receive a basic health cover of INR 5 lakhs per year. The state will be responsible for paying the premiums. Using a smart card, is a paperless, cashless process, covering all pre-existing diseases as well.
Q2. What is the eligibility criteria for the WB Swasthya Sathi card?
The eligibility criteria for participating in the scheme are as follows: You must be a permanent resident of West Bengal and you must not be registered under any other state health plan.
Q3. What is the official website of Swasthya Sathi Card?
The Swasthya Sathi Scheme is open to all citizens of West Bengal who wish to apply for the scheme. Clicking on the “Apply Now” tab will take you to the official website @swasthyasathi.gov.in.
Q4. How does the Swasthya Sathi Scheme work?
The scheme provides health insurance coverage to the eligible citizens of West Bengal. The cardholder can avail of medical treatment at designated hospitals without having to pay any cash. In case of hospitalization, the expenses will be covered by the insurance. The claims process is straightforward and transparent, with the option of submitting claims online.
Q5. Will each member of a family receive Rs. 5 lakhs under the Swasthya Sathi Scheme?
Unsurprisingly, no. Since the program is a floater, the entire family will receive INR 5 lakhs.
Q6. Is the Swasthya Sathi Scheme a one-time payment?
Benefits worth 5 lakhs rupees are renewed annually.
MUST READ | West Bengal Primary Teacher Recruitment 2022: Important Dates, How To Apply?
